byLowers & Associates | November 25, 2013

  An interesting new survey of CFOs from TD Bank suggests that there is a strong corollary between increasing confidence in the business environment and a willingness to take on more risk, which can lead to further growth. In…

byLowers & Associates | November 04, 2013

According to ACFE estimates, fraud costs organizations fully 5% of annual top-line revenue. This enormous cost is serious enough, but it is compounded by the fact that fraud is a hidden crime that erodes an organization’s capacity from within….

byLowers & Associates | August 08, 2013

“Almost everything that can go wrong in a business has a human capital component.” This quote from David Creelman of Creelman Research points out the critical importance of managing human capital risks. Often, risks associated with human actions are given only…

byLowers & Associates | March 26, 2013

Your organization is at higher risk for occupational fraud than you might think. U.S. organizations lose more than $652 billion annually to fraud perpetrated by an employee, often a manager or executive. Victims include private or public companies, not-for-profits,…

byLowers & Associates | March 12, 2013

In today’s digital era, news travels quickly across social media and offers high and immediate visibility to headlines that may affect a brand’s reputation. Product recalls, data breaches, systems failures, poor customer support, compliance failures—it’s all out in the…