byLowers & Associates | September 20, 2018

Interactive Teller Machines (ITMs) offer new business opportunities to banks, and therefore to CIT carriers. A significant side benefit to the CIT carrier is the chance to take on an even bigger role in cash management in partnerships with…

byLowers & Associates | July 24, 2018

As the opioid crisis continues its rise in the U.S., an unexpected threat has confronted businesses and other entities that offer public restrooms. It turns out more and more public restrooms are being used by addicts as a relatively…

byLowers & Associates | June 14, 2018

To stay prepared, organizations must expect the unexpected. Business Continuity Planning (BCP) addresses the need to have contingency plans in place to deal with potential threats that can turn an organization on its head. Continuity planning is a necessary…

byLowers & Associates | June 05, 2018

People are often referred to as the greatest asset of an organization. While this may be true for your organization, the greater truth is, people also represent an organization’s greatest risks. The actions, inactions, and mere presence or influence…

byLowers & Associates | May 31, 2018

Turnover is a normal workplace occurrence, but it’s one that comes at a steep price. According to the Huffington Post, a paper from the Center for American Progress which cites 11 research papers published over a 15-year period determined…