the risk management blog

byLowers & Associates | November 04, 2013

According to ACFE estimates, fraud costs organizations fully 5% of annual top-line revenue. This enormous cost is serious enough, but it is compounded by the fact that fraud is a hidden crime that erodes an organization’s capacity from within….

byLowers & Associates | November 01, 2013

Lowers Risk Group Joins Ranks of Supporters for Nov. 3-9 Awareness Campaign Organizations lose an estimated 5 percent of their annual revenues to fraud, according to a 2012 study by the Association of Certified Fraud Examiners (ACFE). To help…

byLowers & Associates | August 28, 2013

This is a guest article from Andrew Carraway, Esquire, Attorney with Lowers & Associates In our current fast-paced business environment, it is getting harder and harder for a company to solely rely on its in-house staff to resolve legal…

byLowers & Associates | August 13, 2013

  A comprehensive Enterprise Risk Management (ERM) strategy can help protect your reputation by preventing events that damage it. Reputation is an intangible asset. Much research and many seasoned observers agree that a good reputation enhances customer loyalty and…

byLowers & Associates | August 08, 2013

“Almost everything that can go wrong in a business has a human capital component.” This quote from David Creelman of Creelman Research points out the critical importance of managing human capital risks. Often, risks associated with human actions are given only…