the risk management blog

byLowers & Associates | July 24, 2018

As the opioid crisis continues its rise in the U.S., an unexpected threat has confronted businesses and other entities that offer public restrooms. It turns out more and more public restrooms are being used by addicts as a relatively…

byLowers & Associates | July 10, 2018

According to a 2018 report from the Association of Certified Fraud Examiners (ACFE), organizations lose 5% of their annual revenues to fraud. While you know your organization is not immune to fraud, it can be easy to assume that…

byLowers & Associates | June 26, 2018

Occupational fraud, referring to fraud caused by an organization’s own employees or executives, is among the most preventable fraud risks that a company faces. While preventable, this form of fraud is also one of the most prevalent in organizations….

byLowers & Associates | June 14, 2018

To stay prepared, organizations must expect the unexpected. Business Continuity Planning (BCP) addresses the need to have contingency plans in place to deal with potential threats that can turn an organization on its head. Continuity planning is a necessary…

byLowers & Associates | June 05, 2018

People are often referred to as the greatest asset of an organization. While this may be true for your organization, the greater truth is, people also represent an organization’s greatest risks. The actions, inactions, and mere presence or influence…