byBrad Moody | May 14, 2020

It’s hard to imagine that, on any given day, over $3 trillion dollars moves via electronic transfer.  Financial institutions make these B2B transactions happen seamlessly on a global scale, and we often take for granted the very simple instructions…

byLowers & Associates | January 03, 2018

High reliability organizations, active assailant risk management, and healthcare security are just a few of the topics that dominated the Lowers & Associates Risk Management Blog in 2017. Here we provide a summary of our 7 most-read articles from…

byLowers & Associates | October 17, 2017

One of the most fascinating things about High Reliability Organizations (HROs) is their paradoxical nature. Despite existing in potentially hostile conditions where factors not under their control can emerge at any moment, they achieve the capability to absorb the…

byLowers & Associates | September 27, 2017

The very first sentence in Weick and Sutcliffe’s important book about High Reliability Organizations (HROs) is “Nonobvious breakdowns happen all the time.”[1] A “breakdown” is a failure. The first of five principles of HROs they discuss is the “Preoccupation…

byLowers & Associates | July 02, 2020

Brad Moody tells a story of social engineering fraud that, had the CEO created the culture of a high-reliability organization, may have had a different outcome.