the risk management blog

byLowers & Associates | November 25, 2013

An interesting new survey of CFOs from TD Bank suggests that there is a strong corollary between increasing confidence in the business environment and a willingness to take on more risk, which can lead to further growth. In this…

byLowers & Associates | November 21, 2013

A spate of recent heist movies feature armored car robberies for a reason – violent action and high drama – with the villains taking big risks for a huge payout. The filmmakers certainly get it right when it comes…

byLowers & Associates | November 08, 2013

There are a couple trends in our current society that lead many to believe that risks from human capital are on the rise. You might refer to this as the “cultural context of risk.”[i] If indeed human capital risks…

byLowers & Associates | November 07, 2013

Most crimes of occupational fraud are motivated, at least in part, by some kind of financial pressure. And while committing a fraud, the perpetrator will frequently display certain behavioral traits associated with the stress or fear of being caught….

byLowers & Associates | November 06, 2013

U.S. organizations of all types lose about 5% of top line revenue to organizational fraud every year. We know that gets your attention, but what can you really do about it? Simply put, proactive fraud prevention measures are necessary to…