byLowers & Associates | January 06, 2015

We’re pleased to kick off the new year by sharing our most-read blog posts from the Risk Management Blog in 2014. 1. Protecting Against Ghost Employee Fraud Payroll fraud accounts for about 9.3% of occupational fraud at a cost…

byRobert Osborne | July 29, 2014

There have been concerns and debates over the accuracy and validity of polygraph results, written honesty tests, psychological testing, etc. over the years and it will undoubtedly continue. One issue surrounding the controversy is the fact that individual results…

byLowers & Associates | June 04, 2014

In general, compliance is conforming to particular expectations, standards, or behaviors, where risk is an exposure to potential loss or injury. When we think of compliance in the security arena, it often means that you are following prescribed standards,…

byMark Lowers | June 03, 2014

Preventing organizational fraud demands systematic planning and implementation. This entire process, from inception and assessment to performance evaluation is complex, even in smaller organizations. Yet, the payoff for the effort can be huge. In this post, we offer an…

byMark Lowers | May 08, 2014

The banking industry has undergone significant and historic change since the financial crisis of 2008. The Dodd Frank Wall Street Reform and Consumer Protection Act created heightened expectations and new regulations for financial institutions. This, in turn, has created…