byLowers & Associates | March 21, 2019

The fundamental risk of cryptocurrency (‘crypto’), aside from market risks, is custody. Simply put, the high value of crypto, with the equivalent of over $100 billion in circulation (at this time), provides ample motivation to steal it. Hot vs…

byLowers & Associates | February 12, 2019

This is one of those things that seems so obvious that you would have prepared for it. If you are the only one who has the encryption keys to a big stash of cryptocurrency, wouldn’t you take precautions to…

byLowers & Associates | October 23, 2018

It’s no secret that Latin America has suffered its fair share of cyberattacks, but the extent of the damage might be worse than many have imagined. In a 2018 study of cybercrime by the Organization of American States (OAS),…

byLowers & Associates | September 20, 2018

Interactive Teller Machines (ITMs) offer new business opportunities to banks, and therefore to CIT carriers. A significant side benefit to the CIT carrier is the chance to take on an even bigger role in cash management in partnerships with…

byLowers & Associates | July 24, 2018

As the opioid crisis continues its rise in the U.S., an unexpected threat has confronted businesses and other entities that offer public restrooms. It turns out more and more public restrooms are being used by addicts as a relatively…