byLowers & Associates | October 29, 2019

“Complacency is the last hurdle standing between any team and its potential greatness.” Pat Riley, former NBA Coach and Player You’ve done the important legwork to protect your business against undue risk. You’ve conducted a threat assessment, reviewed security…

byLowers & Associates | October 23, 2019

Risk management is a top priority for businesses that seek to avoid or minimize potential losses. Often, their efforts are focused on the threats that are most likely to transpire and could result in the most significant damages, those…

byLowers & Associates | June 20, 2019

It is no secret that cryptocurrency is captivating audiences and opportunists on a global scale. By utilizing the cryptocurrency model of block chain technology, users can perform transactions more quickly and anonymously. As such, many believe cryptocurrency was initially…

byLowers & Associates | March 29, 2019

The college admissions scandal has caused quite a stir in the media over the last few weeks. The stories have varied, the fraudsters are unique to each situation, but in the end it’s the same old tale; the rich…

byLowers & Associates | March 21, 2019

The fundamental risk of cryptocurrency (‘crypto’), aside from market risks, is custody. Simply put, the high value of crypto, with the equivalent of over $100 billion in circulation (at this time), provides ample motivation to steal it. Hot vs…