byLowers & Associates | March 19, 2013

Avoiding the losses that result in cases of fraud is not a matter of luck or good fortune. Strategic fraud prevention programs, strategies, and processes form the front line of fraud defense by identifying and filling gaps before losses…

byLowers & Associates | March 14, 2013

According to the Nilson Report, the world’s leading source of news and proprietary research on consumer payment systems, the United States currently accounts for 47 percent of global credit and debit card fraud even though it generates only 27…

byLowers & Associates | March 12, 2013

In today’s digital era, news travels quickly across social media and offers high and immediate visibility to headlines that may affect a brand’s reputation. Product recalls, data breaches, systems failures, poor customer support, compliance failures—it’s all out in the…

byLowers & Associates | March 07, 2013

Uncertainty is and always has been the issue of contention for risk managers. But the degree and range of global uncertainty faced by organizations around the world is truly unprecedented. Events that have occurred since the 2001 terrorist attacks…

byLowers & Associates | March 01, 2013

Emerging risks—both new risks and familiar risks in unfamiliar conditions—have taken on new meaning and importance in today’s increasingly uncertain world.  As the unimaginable global impact of events such as the euro crisis, the subprime mortgage crisis, the tsunami…