the risk management blog

byLowers & Associates | November 01, 2013

Lowers Risk Group Joins Ranks of Supporters for Nov. 3-9 Awareness Campaign Organizations lose an estimated 5 percent of their annual revenues to fraud, according to a 2012 study by the Association of Certified Fraud Examiners (ACFE). To help…

byLowers & Associates | August 28, 2013

This is a guest article from Andrew Carraway, Esquire, Attorney with Lowers & Associates In our current fast-paced business environment, it is getting harder and harder for a company to solely rely on its in-house staff to resolve legal…

byLowers & Associates | August 13, 2013

A comprehensive Enterprise Risk Management (ERM) strategy can help protect your reputation by preventing events that damage it. Reputation is an intangible asset. Much research and many seasoned observers agree that a good reputation enhances customer loyalty and purchase…

byLowers & Associates | August 08, 2013

“Almost everything that can go wrong in a business has a human capital component.” This quote from David Creelman of Creelman Research points out the critical importance of managing human capital risks. Often, risks associated with human actions are given only…

byVince Pascarella | May 13, 2013

An employer is exposed to risk caused by the conduct of an employee whether or not such conduct is within the course and scope of the employee’s employment. Focusing your organization’s human capital risk mitigation measures on only one…