the risk management blog

byLowers & Associates | January 15, 2020

Active shooter incidents have become a new normal in our society. As of Sept 24, 2019, there had been an average of 1.24 mass shootings per day in 2019, killing 377 people and injuring another 1,347 victims. “Run. Hide….

byLowers & Associates | December 18, 2019

A perfect storm of human errors — six of them to be exact — caused the biggest nuclear accident to date, the Chernobyl disaster in 1986. An IT mistake prompted 425 million Microsoft Azure users to experience 10.5 hours…

byLowers & Associates | December 11, 2019

Ah, complacency. That quiet sense of security or satisfaction with the status quo that prevents a person from acknowledging the potential dangers or risks around them. We become complacent about internal controls, believing our employees have always been trustworthy…

byLowers & Associates | December 04, 2019

A catastrophe, by definition, is an event that causes great and often sudden damage or suffering. Catastrophic events, such as those caused by natural disasters, are difficult, if not impossible, to fully predict yet recent events have shown us…

byLowers & Associates | November 22, 2019

We were proud to join the Association of Certified Fraud Examiners’ (ACFE) 2019 Fraud Awareness Week as an official supporter. Saturday, November 23, 2019 will conclude a weeklong effort by the ACFE to minimize the impact of fraud by…