byLowers & Associates | November 20, 2024

By Brad Moody In today’s rapidly evolving fraud landscape, complacency is a costly gamble. Those well-worn phrases—“That will never happen to me” or “We’ve always done it this way”—might feel comforting, but they’re the kind of cultural blind spots…

byLowers & Associates | November 18, 2024

Despite the prevalence of organizational fraud and its well-documented costs, businesses both large and small continue to operate without – or fail to review and test – systematic fraud prevention programs, running the risk of avoidable loss and reputational…

byLowers & Associates | October 29, 2024

In today’s fast-paced business environment, managing employee training efficiently is more important than ever. At Lowers & Associates, we’ve developed LIVE, a cutting-edge Learning Management System (LMS) designed to streamline your training processes and ensure compliance with state regulations…

byLowers Risk Group | April 11, 2023

Managing complex risks and claims requires a proactive blend of technology, flexible processes, practiced behaviors, and collaboration. For organizations that operate in high-risk, highly regulated environments, having a comprehensive enterprise risk management (ERM) strategy is essential. When an appropriate…

byLowers & Associates | December 10, 2020

In 2019, there were an estimated 1.2 million violent crimes and almost 7 million property crimes in the U.S.  While these numbers appear staggering, when compared with YOY estimates for 2018, robbery offenses in 2019 fell 4.7%, burglaries dropped…