Lowers Risk Group Joins Ranks of Supporters for Nov. 3-9 Awareness Campaign Organizations lose an estimated 5 percent of their annual revenues to fraud, according to a 2012 study by the Association of Certified Fraud Examiners (ACFE). To help…

This is a guest article from Andrew Carraway, Esquire, Attorney with Lowers & Associates In our current fast-paced business environment, it is getting harder and harder for a company to solely rely on its in-house staff to resolve legal…

A comprehensive Enterprise Risk Management (ERM) strategy can help protect your reputation by preventing events that damage it. Reputation is an intangible asset. Much research and many seasoned observers agree that a good reputation enhances customer loyalty and purchase…

“Almost everything that can go wrong in a business has a human capital component.” This quote from David Creelman of Creelman Research points out the critical importance of managing human capital risks. Often, risks associated with human actions are given only…

Experience and research has enabled Lowers Risk Group to identify many ways companies can reduce or prevent fraud while protecting the organization’s most valued assets: 1. Set the “Tone from the Top” Managers and owners of small-medium sized businesses…