the risk management blog

byLowers & Associates | March 14, 2019

With the surge of cryptocurrencies, mainstream investors are looking at them as alternative vehicles for transactions and the storage of value. Despite their relative volatility, they have advantages in permitting transactions of any size on-demand, growing worldwide acceptance, anonymity…

byLowers & Associates | March 06, 2019

Cryptocurrencies such as Bitcoin and Ethereum are emerging from the dark side of the web. These currencies have multiplied in number and increased tremendously in value despite their volatility. However, sad experience has taught storing crypto safely in online…

byLowers & Associates | February 12, 2019

This is one of those things that seems so obvious that you would have prepared for it. If you are the only one who has the encryption keys to a big stash of cryptocurrency, wouldn’t you take precautions to…

byLowers & Associates | November 16, 2018

This Saturday, November 17, 2018, will conclude the Association of Certified Fraud Examiners’ 2018 International Fraud Awareness Week. Serving as a global effort to minimize the impact of fraud by promoting anti-fraud awareness and education, we were proud to…

byLowers & Associates | November 15, 2018

It would be really good to know who in your organization is most at risk of perpetrating a fraud. You could then take steps—counseling, reviewing controls, rotating jobs—to protect against that risk. Theoretically, the Fraud Triangle does a good…