byLowers & Associates | August 08, 2013

“Almost everything that can go wrong in a business has a human capital component.” This quote from David Creelman of Creelman Research points out the critical importance of managing human capital risks. Often, risks associated with human actions are given only…

byLowers & Associates | April 02, 2013

Experience and research has enabled Lowers Risk Group to identify many ways companies can reduce or prevent fraud while protecting the organization’s most valued assets: 1. Set the “Tone from the Top” Managers and owners of small-medium sized businesses…

byLowers & Associates | March 26, 2013

Your organization is at higher risk for occupational fraud than you might think. U.S. organizations lose more than $652 billion annually to fraud perpetrated by an employee, often a manager or executive. Victims include private or public companies, not-for-profits,…

byLowers & Associates | March 19, 2013

Avoiding the losses that result in cases of fraud is not a matter of luck or good fortune. Strategic fraud prevention programs, strategies, and processes form the front line of fraud defense by identifying and filling gaps before losses…

byLowers & Associates | March 14, 2013

According to the Nilson Report, the world’s leading source of news and proprietary research on consumer payment systems, the United States currently accounts for 47 percent of global credit and debit card fraud even though it generates only 27…