byLowers & Associates | March 01, 2013

Emerging risks—both new risks and familiar risks in unfamiliar conditions—have taken on new meaning and importance in today’s increasingly uncertain world.  As the unimaginable global impact of events such as the euro crisis, the subprime mortgage crisis, the tsunami…

byLowers & Associates | February 05, 2013

This article is excerpted from a recent guide to Extended Workforce Risk Management from Proforma Screening Solutions, a Lowers Risk Group company. Download the complete guide here. Temporary, contract, or contingent.  Regardless of the term you use to classify…

byLowers & Associates | February 04, 2013

Defined as the intentional act of trickery to unlawfully obtain funds from an ATM, most people associate ATM fraud with external crime, where the card or card number and associated PIN are illegally obtained by outside individuals, gangs, or…

byLowers & Associates | December 20, 2012

Risk Management in 2013 Headlines this time of year tend to center on predictions for the coming year and reflections on the year past.  An unprecedented number of risks face managers in the year ahead, yet one theme prevails…